Interest rates effective November 14, 2008. Rates are updated every Friday and are subject to change daily. Call 972-391-6811 for additional information.

CHECKPLUS CHECKING ACCOUNT $100 Minimum Opening Deposit
	Annual Percentage Yield
$.01 to $9,999	00.15%
$10,000 and above	00.20%
Fees could reduce the earnings on the account. Rates may change after the account is open.

RESPONSEPLUS CHECKING ACCOUNT $100 Minimum Opening Deposit
	Annual Percentage Yield
$.01 to $9,999	00.15%
$10,000 to $24,999	00.30%
$25,000 and above	00.91%
Fees could reduce the earnings on the account. Rates may change after the account is open.