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Home > Personal > Loans > 
Interest rates effective as of August, 2008. Rates are subject to change daily based on current market rates.
Please call 972-391-6623 for additional information.
| AUTOMOBILE LOANS |
| Model |
Term |
Annual Percentage Rate |
| 2009 |
60 months |
7.25% |
| 2008 |
60 Months |
7.50% |
| 2007 |
48 Months |
7.99% |
| 2006 |
42 Months |
8.50% |
| 2005 |
36
Months |
8.99% |
| For Example: A 2009 Auto Loan for $25,000. Annual Percentage Rate (APR), 7.25%. Down Payment, $0. Sixty Monthly Installment Payments, $497.98. |
| HOME IMPROVEMENT |
| Terms |
Annual Percentage Rate |
| 60 Months |
7.75% |
| 120 Months |
7.99% |
| 180 Months |
7.99% |
HOME EQUITY LOANS |
| Terms |
Annual Percentage Rate |
| 60 Months |
7.75% |
| 120 Months |
7.99% |
| 180 Months |
7.99% |
Maximum Loan to Value 80% - including existing debt against the property and amount of loan request.
Fees - $150.00 (the cost of lien search, flood certification and recording fees).
Home Equity Loans in excess of $50,000 are closed at the title company and require additional fees. |
| For Example: A Home Improvement /Home Equity Loan for $20,000. Annual Percentage Rate (APR), 7.75%. Down Payment, $0. Sixty Monthly Installment Payments $403.14. |
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UNSECURED
LOANS |
| Amount |
Term |
Annual
Percentage Rate |
| $2,500 |
12
Months |
9.99% |
| $2,500 |
24
Months |
10.99% |
| For
Example: An Unsecured Loan for $2,500. Annual Percentage Rage (APR),
10.99%. Down Payment, $0. Twenty-four Monthly Installment Payments,
$116.51. |
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Equal Housing Lender