Town North Bank - Savings And Investments

Put your money to work in one of Town North's savings and investment options.

	Statement Savings	Money Market Account	Certificates of Deposit (CDs)	Triple Bonus CD	Triple Bonus Plus CD
Description	A basic account for those just starting to save or with less to invest.	If you need access to the funds you have to invest, you'll find our money market account to be very rewarding!	A CD is a safe, secure investment for the funds you want to protect from market fluctuations. Terms range from 14 days to 42 months.	Get bonus benefits with this exclusive Town North CD! 19- or 30-month terms.	Bonus benefits - plus more! 12- or 24-month terms
Deposits and withdrawals	$100 minimum to open Transfers from this account to another account or to third parties by preauthorized, automatic, telephone or ATM transfer are limited to six per month, with no more than three by check, draft, debit card, or similar order to third parties. Six free debits are allowed per quarter, additional debits are $2 each.	$100 minimum to open Transfers from this account to another account or to third parties by preauthorized, automatic, telephone or ATM transfer are limited to six per month, with no more than three by check, draft, debit card, or similar order to third parties. Additional debits per month are $10 each.	Opening minimum varies from $1,000 for regular CDs, to $50,000 for mini-jumbo CDs, to $100,000 for jumbo CDs Withdrawals only permitted at maturity without substantial penalty	$5,000 minimum to open One additional deposit is allowed during the term of the CD Withdrawals only permitted at maturity without substantial penalty	$25,000 minimum to open Two additional deposits are allowed during the term of the CD Withdrawals only permitted at maturity without substantial penalty
Interest	Calculated daily, compounded daily and paid quarterly	Calculated daily, compounded and paid monthly Five tiers reward higher balances: $0.01 - $9,999 $10,000 - $49,999 $50,000 - $499,999 $500,000 - $999,999 $1,000,000 and above	Fixed-rate CDs available Calculated and compounded daily Payment options vary, including monthly, quarterly, semiannually, annually, or at maturity	Fixed-rate One rate increase is allowed during the term of the CD Calculated and compounded daily Payment options vary, including monthly, quarterly, semiannually, annually, or at maturity Bonus rate increase offered at renewal	Fixed rate Two rate increases are allowed during the term of the CD Calculated and compounded daily Payment options vary, including monthly, quarterly, semiannually, annually, or at maturity Bonus rate increase offered at renewal
Balance requirements and other fees	With a minimum daily balance of $300, we will waive your $9 quarterly fee; this fee is waived for minors.	With an average daily balance of $2,500, we will waive your $12 monthly fee.

Traditional and Roth IRAs are also available. Please see your TNB banker for details.